You shouldn’t have to jump through hoops to open a checking account. If you’ve been declined for a checking account and need a second chance, then Basic Checking may be right for you. Our Basic Checking account requires a $5.95 monthly fee. However, if you use your card 15 or more times per month, we’ll waive the fee.1

Open your account online in less than 5 minutes and start managing your money with Online and Mobile Banking.

Basic Checking Account Benefits

Online and Mobile Banking

Check your balance, make transfers, pay bills and more 24/7.

Early Payday

Set up direct deposit to your Checking account and receive your paycheck up to one day earlier.2

Visa Debit Card

Our Debit Cards are contactless so you no longer need to insert or swipe your card. Just tap your card at checkout and go!

ATM Access

You’ll have access to over 30,000 surcharge-free ATMs around the country.

Convenient Customer Service

If you ever need any assistance, you can visit one of our 23 locations through the Midlands or contact our Call Center.

Zelle®

A fast, safe, and free3 way to send money to friends and family.

Peace of Mind

Federally Insured by NCUA for up to $250,000.

Better Banking is Just a Few Clicks Away

Easily open your account online in less than 5 minutes.

 

Step 1

Complete Your Application

To get started, we'll need your information such as your email, address, and phone number.

Step 2

Confirm, Accept, and Deposit

You'll confirm your account choices, accept any disclosures, and make an initial deposit into your account.

Step 3

Enjoy Your Basic Checking Account

Once approved, you can start enjoying your Basic Checking account and all that is has to offer! Sign up for Online and Mobile Banking and get started.

Tap to Pay with Your Debit Card

With a Basic Checking account, you’ll receive a chip-enabled Debit Card that makes purchases easy and secure. Pay contactless with your card by tapping at checkout, instead of having to insert or swipe.

Plus, you can add your AllSouth Debit Card to your Mobile Wallet using Samsung Pay®, Google Pay™, or Apple Pay® so you can have your card all the time, even if you forget it at home.

A Checking Account Designed with You in Mind

We’re not just a bank, we’re your friends and neighbors, and we want to help you achieve your goals.

What AllSouth members are saying about their experience...

They will help you open an account or help you get a loan. They go above and beyond their duty to help you.

-Angie C. (2023)

I have been a member of AllSouth FCU for 25 years and they have always been courteous and easy to work with.

-Dale W. (2023)

The process went smoothly from beginning to end. The Customer Service Representative was very knowledgeable about everything that was needed for me

-Marcus M. (2023)

FAQs

  • Who can join?

    Becoming a member is easy and we welcome the opportunity to serve you and your family.4 You are eligible if you live, work, worship, or attend school in the Columbia-Orangeburg-Newberry Combined Statistical Area consisting of Calhoun, Fairfield, Kershaw, Lexington, Newberry, Orangeburg, Richland, or Saluda Counties as well as Sumter County, South Carolina.

  • Why AllSouth?

    When you join AllSouth, you’ll get personal attention from dedicated team members, accounts with simple features to help you get your banking done, loan options to help you purchase a new car or home, and so much more. As a credit union, we’re member-owned. This means our members are our priority and we’re here to help you reach your financial goals. We invite you to join our growing family today.

  • Where is AllSouth located?

    We have 23 locations throughout the Midlands of South Carolina. View our list of locations to find the one closest to you.

  • What will I need to open an account online?
    • Be 18 years of age or older
    • Social Security Number or Individual Taxpayer Identification Number
    • Contact information, such as address and phone number
    • If you want another person on your account as a joint member, they will need to submit their information too.
  • Is there a monthly maintenance fee?

    With our Basic Checking account, there is a $5.95 monthly maintenance fee. Use your Debit Card 15 or more times per month, and we’ll waive the fee.1

  • Will I need to make an initial deposit?

    To open your Basic Checking account online, you will need to make a $25 deposit. This is your money, not a fee for opening the account. It just ensures that you’re a real person! Don’t want to make a deposit online? We do not require a minimum deposit when opening a checking account in person at one of our locations.

  • Does AllSouth offer Zelle®?

    Yes! Learn more about getting started with Zelle®.

  • Is my money secure with AllSouth?

    AllSouth Federal Credit Union is federally insured by the National Credit Union Administration (NCUA), an agency of the federal government. All deposit accounts are insured up to $250,000 per credit union member. We make it a priority to keep your personal information safe and secure. Remember, the best way to keep your money secure at any financial institution is to be aware of the current types of scams to look out for.