Whether you’re an undergraduate, career training, or graduate student, these flexible student loans are designed to meet your needs:

  • Competitive variable and fixed interest rates
  • No origination fee or prepayment penalty1
  • Multiple repayment options

Find out which loan is right for you.

 

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Student Loan Options

Smart Option Student Loan®

Undergraduate and Career Training Students

Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school or for professional training and trade certificate courses (culinary, technical, etc.) at a non-degree granting school.

Graduate School Loan

Graduate

Pay for your business school expenses as you pursue your Masters of Business Administration degree.

Medical School Loan

Graduate

Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine.

Dental School Loan

Graduate

Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics.

Graduate School Loan for Health Professions

Graduate

Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs.

Law School Loan

Graduate

Pay for your school and associated expenses as you study for your law degree.

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Student Loans, a Breakdown

Once you graduate high school, the financial costs can add up quickly when it comes to continuing your education. Most people don't have the ability to pay for higher education out of pocket. This is where grants, scholarships, and student loans come in.

Choosing the Right Account for Your Teen

Has your teenager outgrown their piggy bank? With part-time jobs, allowances, and saved birthday money, it might be a good time to open a bank account for your teenager. Doing so can help them learn about earning, saving, spending, and planning for the future.

Student Loan Debt: Budgeting and Repayment

If you have federal student loan debt, being proactive by taking a look at your budget and repayment options will help you stay on track to meet your goals. To help, we've put together information to prepare your budget and to provide you with an overview of the repayment options that are available.