All locations including our Call Center will be closed at 1:00pm Tuesday, December 24 and will be closed Wednesday, December 25 in observance of Christmas Day. Remember you can bank with us 24/7 using Online and Mobile Banking.

Savings

We understand that life happens and can lead to expenses you’re not always prepared for. From planning for a wedding to replacing a leaky faucet, we want to provide you with options to help you save for whatever your future expenses might be.

Compare Savings Accounts

All savings accounts are designed to help you reach your financial goals, and include access to Online and Mobile Banking, convenient customer service, and more.

Membership Savings

Membership Savings

Become an AllSouth member by opening a Membership Savings account.

  • Minimum opening balance of $10.
  • Must maintain a $10 minimum balance.
  • Make up to six withdrawals per month.

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Money Market

Money Market

The flexibility of a checking account with the earning power of a savings account.

  • Keep an average daily balance of $1,000 to earn dividends.
  • $5 waivable maintenance fee.
  • Make up to six withdrawals per month.

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Share Certificates

Share Certificates

Set money aside for a longer period and earn a higher dividend rate than a traditional savings account.

  • Minimum opening balance of $1,000.
  • Terms ranging from three to sixty months.
  • Once your term is up, you have seven business days to withdraw funds.

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Christmas Club

Christmas Club

Save for holiday expenses and automatically transfer it to your account the first week of November.

  • Minimum opening balance of $2.
  • $2 waivable opening deposit.
  • Earn dividends with the first penny you deposit.

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Cookie Jar Club

Cookie Jar Club

A simple savings account for financial goals like family vacations, with up to four withdrawals per calendar year.

  • Minimum opening balance of $2.
  • $2 waivable opening deposit.
  • Earn dividends with the first penny you deposit.

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Super Saver

Super Saver

Help your child get started on their saving adventure with an account designed for children 12 and under.

  • Minimum opening balance of $10.
  • Must maintain a $10 minimum balance.
  • Becomes a Membership Savings account when your child turns 13.

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Home Equity Loans

Borrow up to 85% of your home's value1

Auto Loans

Rates starting as low as 6.49% APR2

Recreation Loans

Rates starting at just 7.50% APR2

More AllSouth Savings Products

IRAS

An Individual Retirement Account (IRA) is a tax-advantaged investment account for retirement savings. The two main types of IRAs are Traditional and Roth IRAs. We offer a variety of IRAs, including IRA Savings accounts and IRA Certificates. You can open a Traditional or Roth IRA with as little as $25.

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Coverdell Education Savings Account

Want to help your child save for their future education? This tax-advantaged investment account helps you save for education-related expenses such as tuition, books, uniforms, and more throughout your child’s education from elementary school to college.3 Stop by one of our locations today to get started.

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Business Accounts

Keep your business or non-profit running smoothly with our Checking and Savings accounts, plus a range of Credit Card options. We also provide customized payment technology solutions and services, like online payment and point-of-sale solutions.

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1 Minus any existing first mortgage balance. Loan rates and terms based on creditworthiness. Rate determined by creditworthiness, term or loan and loan to value (LTV), so your rate may differ. Minimum loan amount is $10,000. Maximum term is 12 years. Rates, terms, and conditions are subject to change without notice. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Home equity products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply.

2 APR = Annual Percentage Rate. Rates and terms are subject to change without notice.

3 Consult your tax advisor for any tax deductions, benefits, or for any other potential tax benefits regarding these accounts.

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