• ATM Services

    With many locations throughout the Midlands with ATMs and access to more than 30,000 surcharge-free ATMs, finding an ATM near you is easy. There is not a fee for using an AllSouth ATM. However, sometimes we understand the need to use another ATM outside of the network. For transactions at ATMs not owned by AllSouth or out of network, you will be charged fees. Additionally, the use of out of network ATMs may result in fees being charged by the owner of the ATM. These may include surcharges and other fees that are unrelated to AllSouth and will be charged to your account.

    Withdrawals (Out of Network)
    $1.00 per withdrawal
    Inquiry (Out of Network)
    $0.75 per inquiry

    Additionally, the use of out of network ATMs may result in fees being charged by the owner of the ATM. These may include surcharges and other fees that are unrelated to AllSouth and will be charged to your account.

    Find an ATM near you. 

  • Checking Accounts
    Association Checking
    $10.00 monthly maintenance fee (Maintain a daily balance of $500 or more and we’ll waive the monthly fee.)
    Basic Checking
    $5.95 monthly maintenance fee (Use your debit card 15 or more times per month and we’ll waive the monthly fee.)
    Business Checking
    $10.00 monthly maintenance fee (Maintain a daily balance of $500 or more and we’ll waive the monthly fee.)
    Freedom Checking
    $0.00 monthly maintenance fee
    Interest Checking
    $3.00 monthly maintenance fee (Maintain an average daily balance of $1,000 or more and we’ll waive the monthly fee.)
    Premium Checking
    $0.00 monthly maintenance fee
    Check Ordering
    Prices vary depending on the style and quantity of check ordered.
    Debit Card Replacement
    $10.00 per card
    Debit Card Foreign Transaction
    1% of the amount of the transaction (calculated in U.S. dollars)
    Dormant Checking Account
    $10.00 per month (after 6 months of no activity)
    Insufficient Funds (NSF)
    $0.00 per item returned
    Replacement Check
    $20.00 per item
    Temporary Checks
    $3.95 per of order of 12
  • Miscellaneous Items
    Insufficient Funds (NSF)
    $0.00 per item returned
    Official Check
    $5.00 per check
    Printed Account Inquiries
    $2.50 per inquiry
    Return Loan Payment
    $25.00 per item
    Return Mail Processing
    $10.00 per month (When mail is returned to AllSouth due to inaccurate or incomplete address)
    Stop Payment
    $30.00 per stop payment
    Tax Levy or Garnishment
    $50.00 per order
    Subpoena Research/Special Correspondence
    $25.00 per hour ($50.00 min.) plus any associated copy fees.
  • Online and Mobile Banking Items
    Bill Pay: Same Day Payment
    $9.95 per bill payment
    Bill Pay: Overnight Payment
    $14.95 per bill payment
    Zelle®: Stop Payment
    $30.00 per stop payment
  • Overdraft Services
    Overdraft Transfer from Savings Account
    $4.00 per transfer
    Overdraft Transfer from Line of Credit
    Subject to Line of Credit fees plus interest.
    Overdraft for ATM and Debit Card Transactions
    $20.00 per paid overdraft item
    Overdraft Privilege
    $20.00 per paid overdraft item
  • Safe Deposit Boxes
    2 x 5
    $20.00 per year
    3 x 5
    $25.00 per year
    5 x 5
    $35.00 per year
    3 x 10
    $40.00 per year
    5 x 10
    $50.00 per year
    10 x 10
    $90.00 per year
  • Savings Accounts
    Dormant (Share) Savings Account or Club Account
    $10.00 per month (after 12 months of no activity)
    Early (Share) Savings Account Closing
    $10.00 (closed within 90 days of opening new membership account)
    Excessive Withdrawal: Savings Account
    limit 6 withdrawals per month, after that $10.00 per withdrawal
    Excessive Withdrawal: Money Market
    limit 6 withdrawals per month, after that $10.00 per withdrawal
    Money Market
    $5.00 monthly maintenance fee (Maintain an average daily balance of $1,000 or more and we’ll waive the monthly fee.)
  • Statements
    Check Copies
    $2.00 per copy
    Statement Copies
    $4.00 per copy
    Statement Reconciliation: Extensive Research
    $25.00 per hour
  • Wires
    Bank to Bank Wire (Incoming)
    $0.00 per wire
    Bank to Bank Wire (Outgoing Domestic)
    $20.00 per wire