With fast loan decisions, in-person local service, and convenient online options, we make things simple so you can focus on the fun part – finding the right ride.
At AllSouth you experience hassle-free car financing, and you get more of what you deserve with our trusted lenders. With 100% financing options, low rates,1 terms up to 84 months,2 and 90 days no payment,3 we can find an option that works for you. Easily apply today, and drive tomorrow.
To apply for an Auto Loan, you will be directed to a secure online loan application hosted by DocuSign.
To get started, we’ll need your information such as your name, email, loan type, and co-applicant information (if applicable).
Sign and submit your loan application. We’ll contact you once it’s been reviewed, typically within one business day.
Once approved, you can enjoy your new ride. Or if you refinanced, you can enjoy your new payment.
We may be able to lower your payment and shorten the term of your loan. For example, a monthly payment for an auto loan of $25,000 for 75 months at 5.89% APR could be as low as $400.1 Apply online, contact us, or visit one of our locations to get started.
With Online and Mobile Banking, it’s easy to make loan payments from your AllSouth accounts or accounts at other financial institutions.
This was the easiest auto loan ever! Everything was handled electronically which made the process smooth and efficient. My payments are much more affordable now.
-Madeline C. (2024)
I’ve been banking with them for years and they are by far the best bank for all your needs. Including auto loans, credit cards, line of credit, and customer service is always amazing!
-Lisa G. (2023)
The Customer Service Representative was very knowledgeable about everything that was needed for me to secure the loan. I’m happy with the low interest rate of my loan as well. Thanks so much Allsouth Federal Credit Union!!!
-Marcus M. (2023)
Car shopping can be stressful. To prepare for your next vehicle purchase, use this calculator to help you determine your monthly car loan payment or your car purchase price.
1 APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Minimum loan amount of $5,000. Rate determined by creditworthiness, term of loan, and loan to value (LTV). Loan rates and terms based on creditworthiness and qualifying purchase, so your rate may differ. Rates quoted are based on a 2023 model vehicle or newer, assume excellent borrower credit history, and an LTV less than 90%. Not all applicants will qualify for the lowest rate. Payment is an example only and is based on a 2023 model vehicle or newer, assume excellent borrower credit history, and an LTV less than 90%.
2 Term is based on a 2019 model vehicle or newer, creditworthiness, and loan to value (LTV).
3 Must meet eligibility and credit standards. Interest accrues during 90 day no payment period.
4 Immediate family member includes spouse, children & grandchildren, parents & grandparents, siblings and all the "step" relationships of the same (for example, step-father, step-sister, etc.). Immediate family members of current members are eligible to join. Immediate family members of individuals eligible to join AllSouth, are also eligible for membership.
5 APR = Annual Percentage Rate. Rates, maximum loan amounts, and terms are subject to change without notice.
