Take Control of Your Payments

Refinancing your auto loan can help you save money by lowering your rate or monthly payment. It’s also a great way to adjust your loan term to better fit your budget. With a quick refinance, you can take control of your monthly payment and keep more money in your pocket.

For example, a monthly payment for an auto loan of $25,000 for 75 months at 5.89% APR could be as low as $400.1 Helping you save more each month while driving the same car you love.

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Benefits of Refinancing

Lower Monthly Payment

You could save more each month with a lower rate.

Flexible Terms

With our flexible terms you could get the rate you’re looking for.

Personal Service

Our team is ready to help find a refinancing option that suits you.

Calculate Your Monthly Payments

Use our calculator to estimate your new monthly payment. Lower your rate, reduce your payment, or pay off your loan faster.

Start Calculating

Your Auto Loan is Just a Few Clicks Away

To apply for an Auto Loan, you will be directed to a secure online loan application hosted by DocuSign.

Complete Your Application

To get started, we’ll need your information such as your name, email, loan type, and co-applicant information (if applicable).

Sign and Submit

Sign and submit your loan application. We’ll contact you once it’s been reviewed, typically within one business day.

Enjoy Your New Auto Loan

Once approved, you can enjoy your new refinanced ride and your new payment.

Request for More Information


Easy Loan Payments

With Online and Mobile Banking, it’s easy to make loan payments from your AllSouth accounts or accounts at other financial institutions.

loan payment page in mobile banking

What AllSouth members are saying about their experience...

“This was the easiest auto loan ever! Everything was handled electronically which made the process smooth and efficient. My payments are much more affordable now.”

-Madeline C. (2024)

“The Customer Service Representative was very knowledgeable about everything that was needed for me to secure the loan. I’m happy with the low interest rate of my loan as well. Thanks so much Allsouth Federal Credit Union!!!”

-Marcus M. (2023)

I’ve been banking with them for years and they are by far the best bank for all your needs. Including auto loans, credit cards, line of credit, and customer service is always amazing!

-Lisa G. (2023)

FAQs

  • Who can apply for a loan with AllSouth?

    Becoming a member is easy and we welcome the opportunity to serve you and your family. You are eligible if you live, work, worship, or attend school in the Columbia-Orangeburg-Newberry Combined Statistical Area consisting of Calhoun, Fairfield, Kershaw, Lexington, Newberry, Orangeburg, Richland, or Saluda Counties as well as Sumter County, South Carolina. You’re also eligible if you’re an immediate family member of a current AllSouth member or an individual who is eligible to join AllSouth.2

  • Does my credit score matter?

    Yes, it matters! Your credit score is a reflection of how much risk you present with paying off debt. It helps us determine the interest rate you’ll pay to finance the car loan. If you have a higher credit score, you may be offered a lower interest rate. On the flip side, if you have a lower credit score, you may have a higher interest rate. Before you start shopping for a new car, review your credit report to see where you stand. If you need to improve your credit score, allow yourself some time to work on improving it before purchasing your car. You can get a free copy of your credit report from each major credit bureau (Experian, Equifax, and TransUnion) simply by visiting AnnualCreditReport.com.

  • How do I make a payment?

    We have several ways to pay your loan including through Online and Mobile Banking and our Online Payment Service. To learn more about payment options, view our Make a Payment page.