Accounts and Certificates
You can open an AllSouth account or certificate anytime, from anywhere that is convenient for you. Safe and secure, our accounts and certificates make it easy to save.
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Savings
MIN. AVERAGE DAILY BALANCE REQUIRED TO EARN APY1APY1Membership Savings$100.000.20%Christmas Club$0.010.10%Cookie Jar Club$0.010.10%Super Saver$100.000.20%IRA Savings$25.000.20%Business Savings$100.000.20%Savings (Secondary) Account$100.000.20%
Rates effective as of July 1, 2023
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Checking
MIN. DAILY BALANCE REQUIRED TO EARN APY1APY1Premium Checking2$0.00*4.59%$10,000.010.10%Non-qualified0.10%MIN. DAILY BALANCE REQUIRED TO EARN APY1APY1Interest Checking$1,000.000.10%
Rates effective as of June 1, 2024
*Qualifications apply -
Money Market
MIN. AVERAGE DAILY BALANCE REQUIRED TO EARN APY1APY1Money Market$1,000.001.00%$10,000.001.11%$25,000.001.21%$50,000.001.31%$75,000.001.41%$100,000.001.51%
Rates effective as of October 1, 2024
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Certificates3
MIN. BALANCE TO EARN APY1APY13 Month Certificate$1,000.000.75%$10,000.000.80%$25,000.000.85%$50,000.000.90%$75,000.000.95%$100,000.001.00%MIN. BALANCE TO EARN APY1APY16 Month Certificate$1,000.003.68%$10,000.003.68%$25,000.003.68%$50,000.003.73%$75,000.003.73%$100,000.003.79%MIN. BALANCE TO EARN APY1APY112 Month Add-On Certificate 4$100.002.02%MIN. BALANCE TO EARN APY1APY112 Month Certificate$1,000.003.70%$10,000.003.70%$25,000.003.70%$50,000.003.75%$75,000.003.75%$100,000.003.80%MIN. BALANCE TO EARN APY1APY124 Month Certificate$1,000.003.70%$10,000.003.70%$25,000.003.70%$50,000.003.75%$75,000.003.75%$100,000.003.80%MIN. BALANCE TO EARN APY1APY136 Month Certificate$1,000.002.93%$10,000.002.93%$25,000.002.93%$50,000.002.98%$75,000.002.98%$100,000.003.03%MIN. BALANCE TO EARN APY1APY160 Month Certificate$1,000.002.93%$10,000.002.93%$25,000.002.93%$50,000.002.98%$75,000.002.98%$100,000.003.03%
Rates effective as of January 7, 2025
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IRA Certificates
MIN. BALANCE TO EARN APY1APY112 Month Add-On IRA Certificate 4$100.002.02%MIN. BALANCE TO EARN APY1APY112 Month IRA Certificate$500.003.70%$10,000.003.70%$25,000.003.70%$50,000.003.75%$75,000.003.75%$100,000.003.80%MIN. BALANCE TO EARN APY1APY118 Month IRA Certificate$500.003.70%$10,000.003.70%$25,000.003.70%$50,000.003.75%$75,000.003.75%$100,000.003.80%MIN. BALANCE TO EARN APY1APY130 Month IRA Certificate$500.003.32%$10,000.003.32%$25,000.003.32%$50,000.003.37%$75,000.003.37%$100,000.003.42%
Rates effective as of January 7, 2025