Accounts and Certificates
You can open an AllSouth account or certificate anytime, from anywhere that is convenient for you. Safe and secure, our accounts and certificates make it easy to save.
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Savings
MIN. AVERAGE DAILY BALANCE REQUIRED TO EARN APY1Toggle between APY and Dividend ratesMembership Savings$100.000.20%Christmas Club$0.010.10%Cookie Jar Club$0.010.10%Super Saver$100.000.20%IRA Savings$25.000.20%Business Savings$100.000.20%Savings (Secondary) Account$100.000.20%
Rates effective as of July 1, 2023
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Checking
MIN. DAILY BALANCE REQUIRED TO EARN APY1Premium Checking2$0.00*4.59%$10,000.010.10%Non-qualified0.10%MIN. DAILY BALANCE REQUIRED TO EARN APY1Toggle between APY and Dividend ratesInterest Checking$1,000.000.10%
Rates effective as of June 1, 2024
*Qualifications apply -
Money Market
MIN. AVERAGE DAILY BALANCE REQUIRED TO EARN APY1Toggle between APY and Dividend ratesMoney Market$1,000.001.00%$10,000.001.11%$25,000.001.21%$50,000.001.31%$75,000.001.41%$100,000.001.51%
Rates effective as of October 1, 2024
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Certificates3
MIN. BALANCE TO EARN APY1Toggle between APY and Dividend rates3 Month Certificate$1,000.000.75%$10,000.000.80%$25,000.000.85%$50,000.000.90%$75,000.000.95%$100,000.001.00%MIN. BALANCE TO EARN APY1Toggle between APY and Dividend rates6 Month Certificate$1,000.003.68%$10,000.003.68%$25,000.003.68%$50,000.003.73%$75,000.003.73%$100,000.003.79%MIN. BALANCE TO EARN APY1Toggle between APY and Dividend rates12 Month Add-On Certificate 4$100.002.02%MIN. BALANCE TO EARN APY1Toggle between APY and Dividend rates12 Month Certificate$1,000.003.70%$10,000.003.70%$25,000.003.70%$50,000.003.75%$75,000.003.75%$100,000.003.80%MIN. BALANCE TO EARN APY1Toggle between APY and Dividend rates24 Month Certificate$1,000.003.70%$10,000.003.70%$25,000.003.70%$50,000.003.75%$75,000.003.75%$100,000.003.80%MIN. BALANCE TO EARN APY1Toggle between APY and Dividend rates36 Month Certificate$1,000.002.93%$10,000.002.93%$25,000.002.93%$50,000.002.98%$75,000.002.98%$100,000.003.03%MIN. BALANCE TO EARN APY1Toggle between APY and Dividend rates60 Month Certificate$1,000.002.93%$10,000.002.93%$25,000.002.93%$50,000.002.98%$75,000.002.98%$100,000.003.03%
Rates effective as of January 7, 2025
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IRA Certificates
MIN. BALANCE TO EARN APY1Toggle between APY and Dividend rates12 Month Add-On IRA Certificate 4$100.002.02%MIN. BALANCE TO EARN APY1Toggle between APY and Dividend rates12 Month IRA Certificate$500.003.70%$10,000.003.70%$25,000.003.70%$50,000.003.75%$75,000.003.75%$100,000.003.80%MIN. BALANCE TO EARN APY1Toggle between APY and Dividend rates18 Month IRA Certificate$500.003.70%$10,000.003.70%$25,000.003.70%$50,000.003.75%$75,000.003.75%$100,000.003.80%MIN. BALANCE TO EARN APY1Toggle between APY and Dividend rates30 Month IRA Certificate$500.003.32%$10,000.003.32%$25,000.003.32%$50,000.003.37%$75,000.003.37%$100,000.003.42%
Rates effective as of January 7, 2025